"Just my luck"....probably not.

Do you feel like bad or negative things always happen to you? That your "Murphy's law" is in overdrive? That anything that can happen, will happen. Do you find yourself saying "that is just my luck"? You may think other people are the problem, but examine your own motives first. Are you always trying to get the best deal or a you looking to give when and wherever you can? Are you expecting people to do a great job for you for less, are you always trying to talk people down on what they and their services are worth, or are you paying them extra because you value what they do for you . If you expect great things to happen to you, but are not willing to do great things for others chances are it's not "Murphy's law" or "just your luck",  it is you getting exactly what your giving or karma might say what you deserve.